Automate Your Savings Is Very Easy (OTAKRAM) - First that nothing, we must understand that the long-term savings are those resources which we depart to have a dignified and comfortable old age. From the moment we started to work, we should deal with our retreat. If we work in a company, this should give us a saving through an Afore. However, if we work on our own, we must begin this "guarded" by our account. Not only that, also may be complemented the retirement fund we have.

 If we do accounts of what we save monthly and it will cost your life when we are at retirement age (that today is marked by the law at the age of 65), do you think that you have a financial worry-free old age? Will they you have to keep your children? Depending upon your family in your last years?

 Personally, when I think of these questions I realize that I want to get my hands on the control, do what I want, enjoy my old age with dignity and to travel. Do you have similar desires? Then, it's time to take action in this regard!

 One way to achieve this is to automate your savings.
Automate Your Savings Is Very Easy

 Insurance companies have products to save long term (up to the age of your retirement), which set aside an amount of money month month from your bank account or credit card. The amount that you spending is up to you, but it is spread between 10 and 15% of your salary (a minimum of $1,000 a month).

 These savings also have the benefits of the income tax act. By virtue of article 151 of this privacy policy, you can deduct $123,000 pesos a year.

 I.e. you save - you deduces taxes - return you money. This means that when you make your annual declaration, to tie what you pay tax you have to deduct, you can jump balance in favor. It is at this point where to apply to that Hacienda return you money. This capital can reach you by bank transfer or you can simply use it to ISR with credit balance.
Great eye!

 There are many tools on the market to save money, including life funded by savings of some insurance companies insurance. However, it is essential that you investigate how much is going to cost the product and will distribute your money.

 This is why it is advisable to have a savings account separate from your life insurance, since you allow all of your money to invest and earn compound interest. So you have more and let your money grow.

 Remember that it is very important that don't touch this money. They are not resources to open a business or remodeling your home, but to give you a life worthy in your old age.